Zero lift on your side. Send a merchant name, an address or website, and three months of bank statements; the refreshed grade comes back in under 5 minutes. No integration, no platform access.
Same book, refreshed monthly. At month 3 one file joins the renewal pipeline and one joins the watch list; a static grade still calls them both C. Most funders never look again after intake.
Inside those three weeks these are risk decisions: tighten monitoring, restructure, cap the exposure. After the missed payment they are collections calls.
Merchant name, address or website, three months of statements. Email or a folder, whatever fits.
Screening, parsed statements, and a full risk grade in under 5 minutes. Grades refresh monthly on the funded book.
99¢ a submission. That's the whole price. Month to month, either side walks on 30 days' notice.
A practicing data scientist, embedded with your underwriters for a full week. He audits the deal lifecycle, runs your live flow, and fits the grades to your desk (screening queue, decline reviews, renewal list). The audit deliverables are yours regardless.
Opt in and we reply same day with the agreement and Sajit's proposed on-site weeks. Nothing to fill in, nothing to integrate.