Zero lift on your side: send a merchant name, an address or website, and three months of bank statements. The refreshed grade comes back in under 5 minutes — no integration, no platform access.
Same book, refreshed monthly. At month 3 one file joins the renewal pipeline and one joins the watch list — a static grade still calls them both C. Most funders never look again after intake.
Inside those three weeks these are risk decisions — tighten monitoring, restructure, cap the exposure. After the missed payment they are collections calls.
Merchant name, address or website, three months of statements. Email or a folder — whatever fits.
Screening, parsed statements, and a full risk grade in under 5 minutes. Grades refresh monthly on the funded book.
99¢ a submission. That's the whole price — and month to month, either side walks on 30 days' notice.
A practicing data scientist, embedded with your underwriters for a full week: he audits the deal lifecycle, runs your live flow, and fits the grades to your desk — screening queue, decline reviews, renewal list. The audit deliverables are yours regardless.
Opt in and we reply same day with the agreement and Sajit's proposed on-site weeks. Nothing to fill in, nothing to integrate.